Emergency Medical Evacuation

If Injury or Illness commencing during the course of a trip requires emergency evacuation, the Plan will pay for Covered Expenses incurred. An emergency medical evacuation must be ordered by a legally licensed physician who certifies that the severity of the Injury or Illness necessitates such emergency evacuation.

Emergency Evacuation means: (a) the Insured Person's medical condition warrants immediate transportation from the place where the Insured Person is injured or ill to the nearest hospital where appropriate medical treatment can be obtained; or (b) after being treated at a local hospital, the Insured Person's medical condition warrants transportation to his/her Home Country to obtain further medical treatment or to recover; or (c) both (a) and (b).

If an Insured Person is hospitalized for more than 7 days and is receiving care outside the Home Country, the Plan will pay up to the cost of round-trip economy airfare to bring a person chosen by the Insured Person to and from his/her bedside, if the Insured Person is not accompanied by immediate family.

Repatriation of Remains

If Injury or Illness results in death, all reasonable expenses incurred for preparation and return of the remains to the Home Country are covered up to the maximum amount under the Plan.

All arrangements must be made through the Assistance Services provider, AIGAssist.

Exclusions

For Emergency Medical Evacuation and Repatriation, this insurance does not cover:

Expenses incurred as a result of or in connection with: a) declared or undeclared war or any act thereof; b) injury sustained while participating in professional sports; c) intentionally self-inflicted injury; suicide while sane or attempted suicide while insane; d) commission of a felony; e) pregnancy, except complications of pregnancy; f) alcoholism or drug addiction.

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